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Qualified Buyer's Financing
 More Resources for Buyers and Sellers
  Sellers want to know whether their potential buyer has the financial wherewithal to be approved for financing. In order to determine the buyer's credit worthiness, sellers often request a "pre-qualification letter" from buyers. Sellers should be advised that, generally, anyone with a pulse could receive a pre-qualification letter from a lender. The pre-qualification letter is based entirely on information the borrower provides the lender. As a result, if that information is incorrect, or if information is omitted, the lender may not be willing to finance the transaction. An experienced attorney may assist a seller in determining whether the buyer's financing contingency demonstrates that financing may become an issue in the transaction. An attorney may also help draft the offer to protect the seller from unqualified buyers.

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